Can I Keep 100% Of My Compensation With A No Win, No Fee Claim? – View Online Guide

    By Mary Scott. Last Updated On 23rd May 2022. In this online guide, we cover what a No Win No Fee claim is, and look at the maximum level of compensation, expressed as a percentage, that you could expect to pay your solicitor if the claim is successful.

    If you have questions, you can get answers by speaking to one of our advisers. You can contact them on 0161 696 9685. They can provide other useful information as well, such as the personal injury claims time limit that could apply to your case. You may also like to talk over the amount of compensation you could be awarded, as we have not included a personal injury claims compensation table on this page.

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    What Is A No Win No Fee Claim?

    No win no fee claims solicitor

    No win no fee claims solicitor

    In this section, explain what a No Win No Fee claim entails, and answer the question, how much do No Win No Fee solicitors take? The formal name for this kind of arrangement is a Conditional Fee Agreement (CFA). The name speaks for itself:

    • Conditional – the legal fee will only be paid once certain conditions are met which is when the claim is won
    • Fee – the money the personal injury lawyer would expect to be paid having processed a successful personal injury claim
    • Agreement – a legally binding contract for services rendered by a No Win No Fee solicitor

    This means that the solicitor won’t expect you to pay any kind of new claims fee to start working on your claim. They will also never ask you to pay any ongoing fees while they are processing your claim either. And if your claim fails, you still pay nothing because the ‘success fee’ would be waived.

    The only time the lawyer would expect to be paid, is when they have received a compensation payment for you. They will then deduct their pre-agreed fee from this money and give you the remainder. The fee is a percentage of the overall amount of compensation you are awarded. So, the amount that a solicitor would charge depends on the percentage you negotiated with them when signing a No Win No Fee agreement with them.

    What Changes Have Happened To No Win No Fee – Can 100% Of The Compensation Be Retained?

    In order to understand how these CFA claims are made, and how personal injury claims law affects a ‘success fee’ the solicitor is allowed to charge, you need to know about recent changes to the law:

    1. When a claim is successful, the defendant no longer pays the claimant’s solicitor success fee
    2. It is no longer lawful for a legal firm to pay for referrals. What this means, is that claims management companies are no longer paid to refer claims to a lawyer
    3. The term No Win No Fee doesn’t always mean you will never be charged anything if your claim isn’t a success. There can still be hidden costs which is why it is crucial that you read a Conditional Fee Agreement thoroughly
    4. Legal firms are limited to charging no more than 25% of the overall compensation the claimant is awarded

    As you can see, when we say No Win No Fee, there are certain caveats. Each claim is different and talking through your claim with an adviser is a good way to learn about any potential hidden costs should there be any at all.

    What Are The Different Compensation Claim Funding Models?

    Before we can answer the question, what percentage do solicitors take as a No Win No Fee? We need to examine how a claim is traditionally filed. Before solicitors began offering claimants Conditional Fee Agreements, the claimant would have to fund all the costs of making a personal injury claim themselves.

    The claimant would pay the solicitor’s fees, as well as any court costs in order to be able to pursue a claim against a responsible party. If the claim was unsuccessful, the claimant would lose all the fees they had paid, both the retainer (upfront fee) and any ongoing fees charged as a personal injury claim progressed. However, if the claim was a success, they would receive 100% of the compensation they are awarded whether through a court or in an out of court settlement.

    Under a CFA structure, many of these financial risks are mitigated, as they are taken on by a No Win No Fee personal injury lawyer. If the claim is unsuccessful, your lawyer doesn’t get paid for the work they have done for you, and you pay nothing for the legal services they provided. If your personal injury claim is successful, the lawyer could take up to but no more than 25% of the total amount of compensation as their fee. This percentage will be agreed upon before the solicitor starts working on the claim when you enter into a No Win No Fee agreement with them.

    How Do 100% Compensation Models Work?

    To answer the question, is it possible to keep 100% of your compensation? The answer Is that under a very specific 100% compensation model, you may be able to. However, this sounds too good to be true, so is it?

    The way legal firms that offer 100% compensation work, is that their legal fees are offset by being paid by the defendant’s insurance firm. For example, a person injured in a road accident makes a claim against a third party, and the insurance company that is ordered to pay compensation to the claimant also pays the legal fees of the solicitor who represented the claimant.

    If this sounds like a less than optimal situation to you, the answer is that it often could be. The fee the lawyer is paid is restricted to the amount the defendant’s insurer will pay. Therefore, the claimant’s solicitor may not do all they can to ensure the claimant wins their claim and receives the maximum level of compensation they could be entitled to receive.

    100 percent compensation solicitors

    You may be wondering whether you could use No Win No Fee solicitors and keep 100 percent of your compensation. Generally, though, a 25% success fee will be taken from your compensation following a successful claim.

    However, if you choose to work with a solicitor from our panel on a No Win No Fee basis, they may be able to offer you a discounted rate. If you get in touch with our team on the number above, they can discuss this with you in more detail.

    What Happens If Your Claim Is Not Successful?

    Part of the answer to the question, “what percentage do No Win No Fee solicitors take?” Is that the percentage you negotiate with the solicitor as their overall fee may not include specific expenses. If you win your claim these expenses may be deducted together with the solicitor’s fee. But what happens if I lose my No Win No Fee claim? You may still need to pay these costs, and this may include:

    • The cost of a medical examination and/or medical reports
    • Any court fees that apply
    • Other disbursements that are not rolled into the solicitor’s fee

    If you are considering using a No Win No Fee solicitor, it may be worth checking which expenses may be excluded. You should ask if any costs not mitigated under the CFA being offered to you, and also ask at which time these costs may need to be paid.

    What Happens If Your Claim Is Successful And You Are Awarded Compensation?

    Once a solicitor begins processing your claim, they will continue until a resolution is reached. This could be a failure which means your claim is unsuccessful, or it could result in a positive outcome when either an out of court settlement is agreed, or a court decision awards you compensation.

    When this happens, your solicitor would receive a compensation payment on your behalf. You don’t receive the payment because it is handled by your legal team. At this stage, the solicitor would automatically deduct their pre-agreed percentage of the compensation you were awarded. The solicitor will also deduct any other costs such as those covered in the previous section, if applicable. Once this is done, they would then give you the remainder of the money you were awarded.

    Compensation payouts in No Win No Fee claims

    A No Win No Fee arrangement, such as a Conditional Fee Agreement, is an option you can choose to help fund your legal representation. Compensation payouts in No Win No Fee claims are decided on a case-by-case basis. Several factors will be taken into consideration such as the severity and impact of your injuries. The list below includes injuries and corresponding compensation bracket amounts from the Judicial College Guidelines. The figures are from the most recent April 2022 version.

    InjurySeverityNotesAmounts
    Arm Injuries(a)
    Severe Injuries

    Not Amputated but arm is as good as lost.£96,160 to £130,930
    Neck Injuries
    (a)
    Severe (ii)

    damage to discs in the cervical spine£65,740 to £130,930




    Chest Injuries(b) Traumatic injury to chestphysical disability£65,740 to £100,670
    Post-Traumatic Stress Disorder(a)
    Severe

    £59,860 to £100,670
    Knee Injuries(a)
    Severe (i)



    disruption of the joint.
    Osteoarthritis.
    £69,730 to £96,210

    Back Injuries(a)
    Severe (ii)

    nerve root damage . loss of sensation£74,160 to £88,430
    Shoulder Injuries(a)
    Severe

    significant disability.
    damage to the brachial plexus
    £19,200 to £48,030
    Wrist InjuriesN/A
    (a)
    complete loss of function in the wrist£47,620 to £59,860
    Ankle Injuries(c)
    Moderate

    ligamentous tears.
    Fractures.
    £13,740 to £26,590
    Facial Disfigurement(c)
    Significant Scarring



    Effects can be reduced by plastic surgery£9,110 to £30,090

    How Much Do No Win No Fee Lawyers Take?

    The amount that a No Win No Fee lawyer can take will vary on a case-by-case basis. Every claim is unique, so the amount that’s awarded to a claimant to account for their injuries will also be different. This is because their fees are taken as a percentage of the compensation.

    However, there is a legally capped percentage that a legal professional is permitted to take from a client’s settlement. That percentage stands at a maximum 25%, although it can be lower.

    This is so the majority of your compensation is kept intact. It also means that the more you are awarded, the more your solicitor stands to gain as well. Therefore, it is within their best interests to try and win the maximum amount of compensation for you.

    It is possible for you to make a claim without a solicitor to assist you. However, the process of making a claim may seem quite daunting at times. If you are unfamiliar with how to claim compensation, then doing so without legal representation may only add to your stress. If you enlist the services of a No Win Fee lawyer, then you can ask them questions and they will offer guidance and advice as you go.

    All of the solicitors on how panel work their clients on a No Win No Fee basis. This means that being able to afford legal assistance is no longer an issue. As suggested by the name, you are only required to pay them a percentage of your settlement if they are successful in helping you win your claim. Otherwise, you are not required to pay them anything at all.

    No Win No Fee hidden costs

    You may be wondering if there are any hidden costs with No Win No Fee agreements such as a CFA. However, you will sign an agreement with your solicitor prior to them beginning work on your claim. This agreement will outline the fees involved and what they cover. For instance, if your claim is successful, you will need to pay a success fee from your compensation. However, this is subject to a legal cap.

    Who Are Legal Helpline?

    Legal Helpline is a claims management company. We assist claimants by providing them with legal help and advice. We organise a No Win No Fee solicitor to process a claim on behalf of claimants who seek compensation from responsible parties. We specialise in accident and injury claims, and can help you get the compensation you could be entitled to.

    We understand you might have questions about the claims process or the service we offer as such, we have developed a very simple and straightforward, three-step new claims process which is as follows:

    1. Call our team on the number at the top of the page. You can have your questions answered, and we will explain anything you need to know
    2. An adviser will evaluate your claim, and let you know whether they think you have a potentially valid claim or not. You will also be provided with any key information that relates to your claim, such as the time limit that may apply to your case
    3. An accident and injury lawyer who specialises in this type of claim will begin processing your case. They will do all they can to ensure it is a success, and that you are awarded the maximum level of compensation possible

    This is all you need to do to get your claim underway. We are always available to answer questions about your claim, and update you on what we have been doing for you while your claim is being processed. Simply call our team today.

    Talk About Your No Win No Fee Claim With Legal Helpline

    Do you believe you have a valid basis for an accident or injury claim? Do you need to find a personal injury solicitor to process your claim for you? No matter what legal help you need, our team can help you  You can contact us on 0161 696 9685. An adviser will evaluate your claim for you, and help you get your claim underway.

    Resources And References

    These external pages have more information that you could find useful:

    A Conditional Fee Agreement Explained

    UK Legal Information About CFA

    Assessing Court Costs

    You might like to take a look over these other guides we have published elsewhere on this site:

    Claiming For An Accident On A Roundabout

    A Guide To Claiming For A Child Injured In A Road Traffic Accident

    How To Make Road Traffic Accident Claims

    Car Accident Claims

    Claims For Slip, Trip And Fall Accidents At Work

    Hospital Negligence Claims

    Article by MW

    Editor HW