How To Use An Accident At Work Claim Calculator

By Daniel Picard. Last Updated 4th August 2022. If you are eligible to make a claim, an accident at work claim calculator is a tool that can help you estimate the compensation you could be awarded for the injury you suffered. The calculator works by asking you questions about the factors usually examined when determining compensation in a personal injury claim. 

accident at work claim calculator

A guide to using an accident at work claim calculator

This guide will show you how to use a compensation calculator and give you more information about personal injury claims.

We will explain what makes you eligible to make a claim, and give you information about evidence and other factors that can influence the compensation you are awarded.

The guide also comes with information about how to get in touch with a personal injury solicitor to help you make a claim. It also answers any other questions you may have about using a work accident claim calculator. 

We have advisers available to answer any questions you might have about making a personal injury claim. To speak with one, you can reach out via: 

Select A Section 

  1. What Is An Accident At Work Claim Calculator? 
  2. What Could Cause A Workplace Accident? 
  3. How Could An Accident At Work Impact You? 
  4. What Types Of Damages Could You Claim? 
  5. Accident At Work Claim Calculator 
  6. Get More Help With Using An Accident At Work Claim Calculator 

What Is An Accident At Work Claim Calculator? 

An accident at work claim calculator is a tool that can be used by people who want to know what they might be awarded in compensation if they were to proceed with their claim. 

The amount the calculator offers is just an estimate, but the tool can be useful. It shows you what could be considered, and what could be examined when determining compensation in a work accident claim. 

It is important to know as much as you can about your injury as it can influence the amount of compensation you should seek, and the amount of compensation you are awarded. 

You can also claim for the financial losses you have suffered because of the injury. This can be money you have had to spend because of the injury, or money you would otherwise have earned were it not for the injury. 

There are other factors that can influence compensation that a compensation calculator might not be able to factor in. To get what could be a more accurate valuation for your claim, you can reach out to one of our advisers to discuss your situation at length. They can use their expertise to value your claim for free, whilst taking the nuances of it into account. 

What Are Workplace Accidents? 

Any accident that happens at work is classified as a workplace accident. However, not all accidents are grounds for a claim for compensation. 

Personal injury claims have a basis in health and safety laws and the responsibilities they place on parties to keep an environment safe. At a place of work, an employer has a duty of care to ensure the environment is safe for employees. They have to do all they reasonably can to make the working environment and work tasks safe to prevent workplace accidents. This is established in legislation such as the Health and Safety at Work etc. Act 1974 (HASAWA).  

An injury, because an employer did not take enough reasonable actions to provide a safe environment, can be grounds for a claim. 

If you were injured because of unsafe working environments, our advisers can give you more information on what to do and give you a better estimate for compensation than a work accident claim calculator. 

What Could Cause A Workplace Accident? 

HASAWA recommends that employers actively look for possible risks to employees. Whether in an employee’s work or in the environment they will be working in, actively looking for risks helps ensure that they are doing all they practically can to prevent workplace accidents. 

Accidents at work can happen because of: 

  • Lack Of Training: Employees are occasionally asked to perform tasks that carry a high risk of harm. These can be actions like operating machinery (like saws or drills). Asking an employee to perform this task without giving them proper training can lead to injuries to the employee or their colleagues 
  • Unsafe Machinery: Regularly checking machinery and performing necessary maintenance can help avoid accidents. Defective equipment, like a faulty forklift, could lead to an accident in a warehouse 
  • Unsafe Environment: Performing risk assessments over an environment is a requirement in HASAWA. It can help avoid accidents like falls from a height because of a broken barrier. 

If you suffered an injury because your employer did not do enough to provide a safe working environment, you could be eligible to make a claim for compensation. If this happened to you, our advisers can give you more information on what to do and potentially give you a better compensation estimate than a work accident claim calculator. 

Workplace Accident Statistics 

Employers are required to report various accidents and injuries under The Reporting of Injuries, Diseases and Dangerous Occurrences Regulations 2013 (RIDDOR) to the Health and Safety Executive (HSE), the government agency that oversees workplace health and safety. 

According to the provisional data reported under RIDDOR in the year 2020/21, slips, trips and falls were the most commonly reported kind of non-fatal accident in Great Britain. 

How Could An Accident At Work Impact You? 

A workplace injury can have a serious effect on a person’s life. It can rob them of their mental and physical health and leave them unable to work and take away their source of income. 

HASAWA, and similar workplace health and safety legislation, recognise this and so establish a responsibility on employers to do everything they practically can to try and prevent workplace accidents. 

What Types Of Damages Could You Claim? 

There are two heads of claim or two types of damages in compensation for personal injury claims.

The first is general damages. This is the amount of compensation you would seek to address the injury you suffered, and any pain, suffering and distress it brought to you. The injury can be physical or mental. 

The second is special damages. This is the amount of compensation you would seek to address any financial losses from the injury. This can cover losses such as: 

  • Loss of earnings
  • Costs you’ve spent on treatment or care (including prescription costs)
  • Adaptations you have had to make to your house or car to cope with your injury

Evidence of both can help you when making a claim. 

Medical evidence of the injury can come from a medical assessment. A personal injury solicitor can help you acquire this by arranging an independent medical assessment to produce a report for the claim. 

Evidence of the financial losses can come in the form of receipts or payslips as proof of lost income. 

Other helpful evidence is evidence of the circumstances of your injury, 

This can be: 

  • Witness statements: If someone witnessed your accident, collect their contact details as they could provide statements for use as evidence. 
  • CCTV: CCTV, or similar recordings, can help provide proof of the cause of the accident. 

Please reach out to one of our advisers if you want more information about evidence or compensation. 

Accident At Work Claim Calculator 

The estimates in an accident at work claim calculator can come from compensation previously awarded in past claims for similar types of injuries settled at court. These figures can be seen in the Judicial College Guidelines (JCG).

We’ve included a compensation table that uses figures from the JCG to show you some injuries and the potential compensation they could carry. The JCG is the publication typically used by solicitors and insurance firms when assessing amounts for general damages. 

General damages compensate you for the pain and suffering caused by the accident.

InjuryNotesAward
Moderate Brain Injury: (ii)That harms a person's ability to work£150,110 to £219,070
Chest Injuries: (f)Injuries that cause a collapsed lung, though the person fully recovers£2,190 to £5,320
Moderate Neck Injury: (i)A fracture that may require spinal fusion£24,990 to
£38,490
Minor Neck Injury: (i)A minor soft tissue injury that the person fully recovered from within one to two years£4,350 to
£7,890
Moderate Back Injury: (i)A crush fracture causing the person constant pain£27,760 to £38,780
Other Arm Injuries: (c)While the arm's function may have been affected for a period of time, it is showing good recovery£19,200 to £39,170
Moderate Hand InjuryCrushing injuries or deep lacerations to the hand£5,720 to £13,280
Moderate Knee InjuryA dislocated knee £14,840 to £26,190
Moderate Ankle InjuryLigament tear that harms the person's ability to walk£13,740 to £26,590
Moderate Foot InjuryPermanent deformity from fractures£13,740 to £24,990
 

If your injury is not listed, but you are curious about the compensation bracket, please reach out to one of our advisers. They can consult the JCG and give you information about other costs you could claim for in special damages. 

What Else Can A Work Accident Claim Calculator Help Me With?

A work accident claim calculator may not include certain figures associated with your claims. As well as general damages, which are awarded for your pain and suffering, you could also be eligible to receive special damages.

A special damages payment can be comprised of various amounts. These amounts are calculated in line with the financial impact your injuries have had on you.

Below, you’ll find some examples of costs that could be included in a special damages figure:

  • Loss of earnings – Your income may have been affected if your injuries have caused you to miss time at work.
  • Medical costs – Prescription medication and private healthcare are good examples of this.
  • Damage to property – The accident in which you were injured may have damaged personal items in your possession at the time.
  • Other costs – For example, you may have a holiday booked or theatre tickets paid for. The cost of these expenditures for activities you cannot participate in due to your injuries may be reimbursed to you.

Our accident at work claim calculator may not include all of these costs. Get in touch today to receive a bespoke valuation of your claim overall.

Get More Help With Using An Accident At Work Claim Calculator 

It’s possible to hire a solicitor to represent you on a No Win No Fee basis. This means they would not charge you an upfront fee to take on your claim. They would not charge you ongoing solicitor fees either.  

Their fee would come as a success fee, which is a percentage of the compensation you receive. If your claim was not successful, you wouldn’t need to pay the success fee. 

If you wish to speak to a solicitor, please reach out to one of our advisers. They offer free legal advice, can assess your claim, advise you on potential compensation and can put you through to a solicitor from our panel. They can also talk you through using our accident at work claim calculator.

You could begin your claim now by contacting an adviser by: 

Learn More About Workplace Accident Claims 

We’ve included some additional links that you might find useful such as:

Thank you for reading our guide to using a work accident claim calculator. We also offer guides on other topics such as:

Please get in touch with our advisers for any more help you might need in relation to our accident at work claim calculator.

Written by MC

Edited by RV