Car Accident Claims – How Much Compensation Can I Claim?

By Daniel Picard. Last updated 22nd June 2022. Welcome to our car accident claims guide. Unfortunately, car accidents happen every day in the United Kingdom. There are many reasons why such incidents occur. This includes accidents due to drivers that were using their phone, drivers that were speeding, unmarked roadworks, drivers falling asleep at the wheel, those under the influence of alcohol, and much more. So long as the accident in question was not your fault, you will be entitled to compensation. For everything you need to know, simply read on.

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A guide to car accident claims

Car accident claims

Car accident claims

If you have been involved in a car accident that was not your fault, there is a very high chance that you will be entitled to compensation. It is important that you get the payout you deserve, and this car accident claims guide will help you to do so.

Here, we reveal everything you need to know about the claims process. This includes advice on gathering evidence, how to begin a claim, the different types of claims – including car accidents claims whiplash and other injuries, as well as the average payout received for such cases.

If you still have some questions by the time you have finished reading this comprehensive guide, please do not hesitate to give us a call for more information. We would be delighted to help you in any way we can.

What is a car accident?

A car accident is any type of road traffic accident involving one or more cars. This could be a crash whereby two cars collide or it could even be an incident whereby a car spins out of control and crashes into an object next to the road. Crashes may also include motorbikes and bicycles.

When it comes to making car accident claims, the only determining factor is whether or not you were to blame for the incident. If you weren’t, you will be able to claim.

What to do if you are involved in a car accident causing injury

If you have been involved in a car accident that has caused you an injury, you need to take the necessary steps to get the evidence required. Evidence needed for car accident claims includes the following:

  • Take photos – Take photographs of the scene, as well as your injuries, if applicable. In most road traffic accidents, there will be some damage to the surrounding area, so it’s a good idea to capture this on your smartphone.
  • Get witness contact information – Witness statements can be very beneficial when launching a claim. Get the names, addresses, and telephone numbers of any witnesses.
  • Get the details of the perpetrator – Not only should you get their contact information, but also make note of the make and model of their vehicle, as well as the registration plate. Of course, if you were involved in a car accident hit and run you won’t be able to do this, but don’t worry, as you can still claim.
  • Keep proof of expenses – Keep proof of any out of pocket expenses you wish to claim for, including loss of income, travel costs, medical expenses, and the cost of counselling. You can claim for these, but only if you have proof!
  • Make note of everything that happened – This will make sure you don’t forget anything important later down the line.
  • Report the accident to the police – This is especially important if the accident is serious or the cars involved are causing a risk due to where they are positioned. It’s also beneficial because it ensures there is an official record of the accident.

How to begin a car accident claim

For those interested in making car accident claims, all you need to do is give us a call. We have experience in claims for car accidents involving bicycles, car accidents involving motorcycle, as well as those involving pedestrians and all other types of claims too.

We will talk you through the process that is entailed and give you all of the advice you need. We always begin our service with a free consultation, so you can ask questions and we can get to know your case too. We also handle all cases on a No Win No Fee basis and we can arrange a local medical for you if needed.

You may be wondering ‘car accident compensation, how long does it take?’. Well, as every case is different, it’s difficult to say. However, our advisors can give you an estimated timeframe, as well as how much car accident compensation you could receive.

Fatal car accident claims

Fatal car accidents are extremely distressing for everyone involved, especially the family of the deceased. If your loved one died in a car crash, you may be able to claim compensation on their behalf. You can also claim for loss of protection, care and companionship. If you were financially dependent on the person that has passed away, this will be taken into account and reflected in the car crash compensation payouts awarded.

Car accident at work claims

If you have been involved at a car accident at work and you believe your employer is to blame, you could have grounds to make car accident claims. We have helped many people to get workplace accident compensation. Your employer will be to blame if they have acted in a manner that means they have jeopardised the workplace and, therefore, they have not fulfilled their legal responsibility to provide a safe and healthy work environment. For example, they may have failed to carry out routine maintenance on vehicles, they may have encouraged you to drive in unsafe conditions, or they may have not provided the required training.

What to do in a car accident that’s your fault?

If you have been involved in a car accident that was your fault, you will not have the basis for a compensation claim. However, car accident claim payouts can be awarded if you were only partially to blame. But, please note that the payout will be lower to reflect your involvement.

Car accident involving children what to do?

We have lots of experience in car accident claims, even those involving child victims. If your child has been involved in a car accident, you can claim on their behalf as their parent or guardian. Alternatively, your child has the option to claim themselves once they turn 18. They will then have three years to do so from the date of their 18th birthday.

What can be claimed for after a car accident causing injury?

For car accident claims, payouts are split into categories. Typically, you could claim car accident compensation for the following:

  • General damages – to cover the injuries you sustained
  • Loss of earnings – to cover injury-related time off work
  • Medical expenses – prescriptions, for example
  • Care claim – if you required help as a result of tour injury, anyone who helped you could claim money for the time they spent caring
  • Travel expenses – to and from injury-related appointments

Car accident statistics UK

When looking at recent statistics for road traffic accidents, it can be deeply distressing to see just how many casualties occur as a result. Though rates are the lowest since 1979, this doesn’t mean to say there isn’t still a huge risk posed to road users today.

Here are some statistics included in a government report, covering casualties from road traffic accidents in 2019.

  • 253,158 total casualties
  • 1,752 fatalities
  • 25,945 serious injuries

Car accidents accounted for the largest number of casualties, which is largely related to the fact that they account for the most traffic on British roads at around 80%. Some figures on car occupant casualties included:

  • 736 total fatalities
  • 508 car driver fatalities
  • 228 car passenger fatalities

If you were injured in a car accident that wasn’t your fault or have a loved one that was sadly killed as a result, you could be able to claim car accident compensation. For information on how to make car accident claims, please call our team at Legal Helpline today or continue reading.

The most common types of car accident injuries

There are many different injuries that can happen as a consequence of a car accident. Virtually any part of the body can be impacted, and injuries can range from minor to severe.

Here are some of the most common type of car accident injuries:

  • Psychological injuries – Drivers and passengers can often experience long or short-term psychological injuries after a car crash. This includes depression, persistent anxiety, posttraumatic stress disorder, and emotional distress. This can severely impact a person’s life, and they are to be taken just as seriously as physical injuries.
  • Internal injuries – The impact of a car crash can result in internal injuries to the aorta, heart, lungs, liver, spleen, kidneys, or bowels. Fractured ribs are also quite common, and can often cause punctures to other internal organs including the lungs. Internal injuries need to be treated immediately, as they are often life-threatening.
  • Facial injuries – Injuries to the face can often occurring during a car accident. Such injuries can happen due to shattered glass, car seats, the side window, windshield, airbag, dashboard or steering wheel. These injuries range in severity. They include serious dental injuries, severe disorders impacting the jaw, fractures, lacerations, bruises and scrapes.
  • Back injuries – The lower back tends to be where most of the damage happens when it comes to back injuries from car crashes. This includes fractured vertebrae, herniated discs, strains and sprains. These injuries can limit your mobility and result in pain. Some back injuries may not appear straight away and the symptoms may come later.
  • Spinal cord injuries – Spinal cord damage occurs when ligaments, disc material, or displaced bone fragments tear or bruise into the spinal cord tissue. This destroys axons, which are the part of our nerve calls that carry signals up and down the spinal cord between the body and the brain. People often experience loss of feeling or function when they get spinal cord damage.
  • Neck injuries – Whiplash is one of the most common injuries sustained from a result of a car crash. We handle many whiplash claims on a regular basis. However, it is not the only neck injury that car crash victims encounter. Disc injury and cervical dislocation can also occur.
  • Head and brain injuries – Needless to say, brain injury is one of the most debilitating and unfortunately common injuries passengers and drivers experience. Depending on the extent of the brain damage and the area impacted, symptoms can be either classed as severe, moderate, or mild.

Please note that you can claim irrespective of the type of accident you have sustained. To establish grounds to claim, you simply need the following to be true:

  1. Car accident claim not my fault for the accident – someone else must be to blame
  2. The incident must have occurred within the past three years
  3. You have seen a medical professional for your injuries

To see if you have grounds to claim car accident compensation, contact one of our advisors today. Alternatively, read on to learn more about car accident claims.

Car Accident Compensation Amounts For 2022

With car accident claims, you may be wondering how much you could be awarded. The amount that is awarded for the pain and suffering you experience is known as general damages. The value of this payment can depend on factors such as the extent/length of your recovery period, as well as how severe the injury was in the first place.

Due to the number of considerations with each claim, legal professionals will often make use of a variety of resources to assist them in calculating an appropriate amount. The figures in the table below have been taken from one of these helpful materials. It’s a publication called the Judicial College Guidelines (JCG).

The JCG was last updated in 2022, and this is the edition from which we have included the figures in the table. They should give you an idea of how much certain injuries can be worth, but the amounts shown are only guidelines. The amount you stand to receive needs to be calculated after taking your specific circumstances into account.

Compensation typeCommon compensation amountNotes
Severe neck injuriesIn the region of £148,330The highest payout is awarded if you have incomplete paraplegia or you have sustained permanent spastic quadriparesis. At the other end of the scale. You have the lower payout, which is for fractures, dislocations, and severe damage to soft tissues.
Severe level of back injuries£91,090 to £160,980The highest payout is for the most severe injuries, which tend to be those including spinal cord and nerve root damage. If you have suffered a soft tissue injury, disc lesion, or disc fracture, which causes a chronic condition, you will be paid one of the lower payouts of this bracket.
Minor level of back injuries £7,890 to £12,510If you expect to make full recovery within a matter of months, you will receive a lower payout. Otherwise, a variety of factors are considered. This includes how severe the original injury is, the consistency of the symptoms, the degree of pain experienced, and the extent of any treatment required.
Moderate level of back injuries£27,760 to £38,780The maximum award is for situations whereby residual disability occurs, but not to the extent whereby it can be classed as severe. Lower payouts are for those who have suffered from muscle or ligament disturbance, which can result in injuries to soft tissues and backache.
Moderate neck injuries£24,990 to £38,490You will receive one of the higher payouts of this bracket if you experience a fracture or dislocation that causes instant severe symptoms. The lesser payouts are those that have sustained neck injuries that cause a pre-existing condition to get worse.
Minor neck injuriesUp to £7,890If you expect to make good/full recovery within a matter of months, you will receive a lower payout. Otherwise, a variety of factors are considered. This includes how severe the original neck injury is, the consistency of your symptoms, how intense the neck pain is, whether the injury is impacting your daily life or working ability, what treatment you require, and the medication you need to control pain and discomfort, if required.
Mental anguish£4,670Expectation of end of life and fear of death.

If your car accident injury claim is valued at £5,000 or lower, you will have to claim through the Whiplash Reform Programme. This is done by accessing a government portal. However, your claim must also be in relation to:

  • A road traffic accident in England or Wales
  • A driver or passenger (aged 18 or over) being injured
  • An accident that took place on or after 31st May 2021

If you do not meet these criteria, your claim will need to be made in the traditional way.

Get in touch today for more information on car accident compensation amounts.

No Win No Fee car accident claims

One of the major benefits of the services we offer is that we operate on a No Win No Fee basis for our clients. If you are wondering what this means, we will be glad to explain.

Simply put, if we fail to secure you with compensation for the injuries you sustained, you won’t need to pay for our services. This means you only need to pay once you have compensation to cover any legal fees.

This makes a massive difference, as there is no financial risk associated with using our services. Instead, you can be safe in the knowledge that you will never find yourself in the awful situation of having a massive legal bill in the wake of a fruitless claim. This also means that any valid claimants can launch car accident claims, irrespective of their current monetary situation.

For more information on how our panel of personal injury lawyers could help get you the car accident compensation you deserve, please contact our team today.

Why choose us as your claims service for your car accident claim?

We know that it can be difficult to decide on the best personal injury firm for you. After all, there are many different options to choose from today. Nevertheless, we promise to deliver a first-class service to a standard that you will not find anywhere else.

We have experience spanning several years in the industry, having worked on hundreds of personal injury cases before. We truly believe we are the best car accident claim company you will find. You can be sure that we will have secured compensation for many personal injury victims that experienced a similar accident to you, giving you great peace of mind.

You can also be certain that we will always put your needs first. We are not a heartless business that is merely focused on making a profit. We want to make a difference. We take each case personally and we work hard to ensure that you always get the maximum amount of compensation possible. We work efficiently and effectively, ensuring you have the ability to focus solely on your recovery.

Call for free advice and to start a claim

Legal Helpline is a Claims Management Company and could help with your claim. Getting in touch with us is easy. All you need to do is dial 0161 696 9685. You will speak to one of our experienced and friendly advisors. They will reveal what is involved in the car accident claim process, give you a realistic assessment of your case, and answer any queries you have. There’s really no easier way to get started on making a claim.

Car Accident Claims FAQs

Here are some common questions from claimants wondering about getting car accident compensation.

What is the average payout for a car accident UK?

Firstly, let’s be clear that there is no average payout for a car accident or any personal injury claim for that matter. This is due to the fact that each claim must be valued according to their unique circumstances, such as the severity of pain and suffering experienced.

How much do you get for pain and suffering in a car accident?

To evaluate the level of your pain and suffering, a medical assessment with an independent professional can help determine this. They’ll look at how everything from your quality of life to your physical health has been affected and make a report on their findings. This report will then be used to evidence your claim and value your compensation. By contacting us today, we could arrange this appointment for you as soon as possible to get your claim started.

Helpful links

GOV – If you’ve been in an accident

This link takes you to the UK Government website, where you will find information on what to do if you are in a car accident. This also includes details on driving abroad, uninsured vehicles, and driving without insurance.

GOV – Accident and safety stats

Here you will find plenty of information regarding official road accident and safety statistics in the UK. The majority of the statistics are based on police reports.

The Road Traffic Act

For more information regarding the Road Traffic Act 1998, including any changes to the legislation, check out this link.

Thanks for reading our car accident claims guide.