How Much Compensation For Anxiety After A Car Accident?

By Daniel Picard. Last Updated 21st July 2022. This guide on road traffic accident claims will tell you how much compensation for anxiety after a car accident it’s possible to recover.

While a large proportion of claims tend to be for physical injuries, you could also make a claim for psychological and emotional trauma following a car accident. This would include if you were made to suffer depression, Post-Traumatic Stress Disorder (PTSD) or anxiety after a car accident, you could make a personal injury claim to compensate you in your difficult time against a responsible party.

How Much Compensation For Anxiety After A Car Accident?

Call us today for a free, no-obligation consultation on how much compensation you could get for anxiety after a car accident. If you have concerns about how to recover from the psychological effects of a car accident, our expert team could help.

Our panel of experienced solicitors have up to thirty years of experience in representing victims of third-party negligence, and they will represent you on a No Win No Fee basis once it has been determined you have strong grounds to seek compensation.

If you have any questions about your potential claim, or you require further information about anxiety compensation, contact an expert from our team on 0800 652 3087. Our lines are open 24 hours a day. 7 days a week.

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A Guide To Claims For Anxiety After Being In A Car Accident

A psychological condition such as anxiety could affect you just as much as a physical injury, which is why it’s important that you understand what your legal rights are following a road traffic accident. Once this is achieved, you could realise that you have grounds to claim compensation for anxiety after a car accident.

In 2019, government statistics showed that 1,752 people were killed in UK road traffic accidents. Additionally, over 25,945 people were seriously injured in road traffic accidents. Despite these statistics being more positive than those of previous years, they show the risks that still exist for all road users, whether that be pedestrians, cyclists, motorcyclists, drivers, passengers and the like.

compensation for anxiety after a car accident

compensation for anxiety after a car accident

An individual who is made to suffer psychological trauma after an accident may struggle to discuss their condition with a professional, which could hinder their recovery process as a whole. We understand that it can be difficult to live with anxiety after an accident, and you may be struggling to forget what you went through. However, as this guide will explain in further detail, a settlement amount could help relieve the stress of any out-of-pocket expenses you incurred as a result of suffering from anxiety having been involved in a car accident.

Please continue reading our guide to claiming compensation for anxiety after a car accident for more information about personal injury claims for psychological injuries. We answer questions like “Can a car accident cause anxiety?”, “What are the side effects after a car accident?” and “What is the impact of an accident on mental health?”

What Is Anxiety And Is It A Mental Illness?

Regardless of the severity of your condition, the impact anxiety can have on your health and well-being could debilitating. Anxiety can be triggered by a traumatic or stressful event but you could also be anxious about other things. For example, something as simple as an exam or job interview could trigger symptoms of anxiety.

The trauma of being involved in a car accident can result in a natural response which is anxiety. However, when the body endures an extreme feeling of anxiety, the repercussions of feeling fear and apprehension can negatively impact your everyday life and affect your emotions. In some cases, it is possible for these symptoms to last longer than six months.

Types Of Anxiety After Accidents

There are several different types of anxiety that could result from emotional shock after a car accident, including Generalised Anxiety Disorders (GAD), panic disorders, social anxiety and phobias. These examples are only a handful of the impact of a car accident on mental health. If you suffer any of these conditions as a result of the incident in question, you could be able to claim compensation for anxiety after a car accident.

General Anxiety Disorder (GAD) 

Generalised Anxiety Disorder (GAD) is the most common anxiety disorder. The symptoms of GAD could affect most people who are unaware of the condition. The symptoms include feeling out of control, worry over activities/events and feeling alert to your surroundings at all times. As a result, this can impact your day-to-day life by hindering your ability to:

  • Travel to work
  • Travel between places
  • Leave the house

It is possible to suffer from additional conditions if you have GAD, including depression and other anxiety disorders.

Panic Disorder 

A panic disorder can induce panic attacks without any particular trigger or cause. Some people who find it difficult coping with trauma after an accident may suffer from a panic disorder. When a person is experiencing a panic attack, they may notice feeling intense, frightened and an overwhelming sense of fear. Further from this, other anxiety symptoms after a car accident that could suggest a panic disorder include:

  • Irregular heartbeats (I.e. Through chest pain or sensations)
  • The feeling of a heart attack
  • Chills and shivering
  • Hot flushes and sweating
  • Dizziness, nausea and faint feelings
  • Numbness/tingling sensations in your fingers
  • Ringing in your ears

Social Anxiety Disorder

 Also known as social phobia, a social anxiety disorder is a form of anxiety that causes people to feel intense fear or dread of social situations. The feeling of fear and dread is more likely to arise when meeting new people, eating/drinking in public or speaking in groups. There are several physical signs which could indicate mental health after a car accident, including sweating, blushing, a shaky voice and a fast heartbeat.


Simply put, a phobia is an overwhelming fear of a particular place, situation, object or animal. This condition is stronger than a simple “fear” as it can impact their daily routine. A phobia could take a number of forms, including:

  • Animal phobias (Spiders, rodents, snakes)
  • Environmental phobias (Heights, germs)
  • Situational phobias (Visiting dentists, doctors or other travel anxiety after a car accident)
  • Body phobias (Blood, sick and other such bodily fluids)
  • Sexual phobias (Performance anxiety)

Symptoms Anxiety After A Car Accident

There are several symptoms of anxiety attacks after a car accident, many of which will illicit different types of anxiety conditions. Many people ask, “Can you get PTSD from a car crash?” As such, one common condition which may arise from mental trauma after a car accident is Post-Traumatic Stress Disorder (PTSD).

You may suffer PTSD after a car accident due to the traumatic nature of an incident. In many cases, the symptoms may develop in the first month. However, it is possible for there to be a delay in symptoms for months or years.

For example, a key indicator of Post-Traumatic Stress Disorder after a car accident include:

  • Avoidance
  • Emotional numbing
  • Hyperarousal, feeling ‘on edge’, Irritability, outbursts of anger, insomnia, concentration difficulties
  • Depression
  • Anxiety
  • Phobias
  • Self-harming/destructive behaviour (Drug misuse, alcohol abuse)
  • Physical symptoms (Headaches, dizziness, chest pains and stomach aches)

A typical symptom of PTSD is re-experiencing the event over and over again. This is when an individual relives the event in the form of nightmares, flashbacks and other such symptoms after a car accident. It is important to seek medical attention if you suspect to be suffering from any of these symptoms as a medical professional will discuss how to get over anxiety after a car accident with you in great depth. Once this is done, you could look into your eligibility for claiming compensation for anxiety after a car accident by speaking with us at Legal Helpline today.

How To Prove You Have Anxiety After A Car Accident

During the process of making a claim, you will need to present evidence that the car accident in question has resulted in the development or worsening of travel/driving anxiety. There are a few different ways you can prove this. The more evidence you have, the better.

Here are some examples:

  • Medical evidence – You may have had therapy sessions or even anti-anxiety medications prescribed. Your records will contain important information on your diagnosis and treatment.
  • Visual evidence – You’ll also need to prove that the incident that caused you anxiety actually took place. You can do this by acquiring footage from CCTV systems and dashcams.

There are other forms of evidence you could submit to help your claim. Get in touch with our advisors for more examples. We are here to help if you have developed travel anxiety after a car accident or driving anxiety after a car accident.

Primary And Secondary Victims Of Anxiety After A Car Accident

Many people are unaware that in some instances, both primary and secondary victims could be entitled to claim compensation for anxiety after a car accident. As long as the injuries are a direct result of the traumatic event, a personal injury claim for third-party negligence could be filed against the responsible party.

A Primary Victim is a victim who experiences direct physical injuries (whiplash or another neck injury), or psychological injury from a traumatic event. To qualify for car accident anxiety compensation, the Primary Victim must directly suffer. Whereas the guidelines for a Secondary Victim are somewhat tighter than the criteria for a Primary Victim.

The Secondary Victim must have a close tie with the Primary Victim in order to qualify for compensation. A “close tie” would be seen as a parent, child, spouse or partner who was made to suffer from an injury. In addition to this, the Secondary Victim must also witness the actual event or immediate aftermath in order to pursue a personal injury claim.

In cases where a child suffers anxiety after a car accident, the personal injury claims time limit will begin from their 18th birthday to their 21st birthday to pursue a claim. Unless a parent/guardian conducts the claim on their behalf before they turn 18 years of age.

Anxiety After Being In A Car Accident Compensation Calculator

Although a monetary value cannot undo the harm you suffered, it could help alleviate any financial costs associated with dealing with anxiety after a car accident. The table below demonstrates general damages taken from the 16th edition of the  Judicial College Guidelines (JCG) for personal injury claims, last published in April 2022. here, you’ll find example figures for compensation for anxiety after a car accident.

Post-Traumatic Stress DisorderSevere£59,860 to £100,670A severe case of PTSD will involve effects with prevent the victim from working, functioning and other such daily activities without approaching pre-trauma. These symptoms will be permanent.
Post-Traumatic Stress DisorderModerately Severe£23,150 to £59,860Unlike the above prognosis, the victim will have some hope in recovery with professional help. However, despite this better prognosis, the severity of this injury will still cause significant disability.
Post-Traumatic Stress DisorderModerate£8,180 to £23,150The victim will largely recover from a moderate case of PTSD and any effects with continuate will not grossly disable the victim.
Post-Traumatic Stress DisorderLess Severe£3,950 to £8,180In less severe cases of post-traumatic stress disorder, a virtually full recovery will be likely within one to two years. Further from this, only minor symptoms will persist for any longer period.

Reach out today for more information on how much compensation for anxiety after a car accident you could be awarded. Our advisors can give you a free estimation of what your whiplash or anxiety claim may be worth when you get in touch today.

How Much Compensation Could I Get For Anxiety After A Car Accident?

You should know that it isn’t just general damages you can claim for in a personal injury claim. There is a secondary head of claim called special damages. They relate to the financial losses you may have suffered because of the injury.

Special damages you may be able to claim for might include loss of earnings, travel costs, healthcare costs, loss of future earnings and care costs. You would need evidence to prove the value of the losses. Potential evidence you could use includes payslips, bank statements, invoices and receipts.

It’s important to also note that you can claim for physical injuries, as well as psychological ones, as part of the same claim. For example, you could claim for whiplash and anxiety after a road traffic accident if the accident was caused by another road user’s negligence.

After a car accident, how much compensation for anxiety you could receive is based on many different factors. It’s impossible to provide you with an average payout as every claim is unique. To learn more about claiming, please contact us for free legal advice using the above details.

The Whiplash Injury Regulations 2021

On May 31st 2021, the Whiplash Injury Regulations 2021 came into effect. Now, for drivers and passengers aged 18 or above, if your injuries are valued at £5,000 or less, your claim will be made through the Government’s new tariff-based system.

However, we recommend you contact our advisors first to find out how much your injuries could be worth, as you could be undervaluing your injury.

To find out how much your claim could be worth, and if you’re eligible to make a whiplash and anxiety claim with the help of our panel of solicitors, contact our advisors today.

What Should I Do If I Suffered A Psychological Injury After A Car Accident?

To pursue compensation for anxiety after a car accident, there are some steps you will need to follow to strengthen your case. A personal injury solicitor will explain these steps in greater detail when you discuss your claim with them.

These steps include:

  • Take Photographs: If you can take photographic evidence of the accident, the cause, your injuries and other factors related to your claim, it could help support your case
  • Retain Receipts: Any evidence you can retain regarding out-of-pocket expenses (medical costs, travel expenses, loss of earnings, private healthcare fees) could later be awarded later in your final settlement amount
  • Gather Witness Details: If there were any witnesses at the scene of the accident, it is important to take their contact details for your personal injury solicitor to contact them at a later date
  • Seek Medical Treatment: Regardless of how minor your injuries may seem, it is important you receive treatment or medical attention for them as this will produce a medical record of your suffering

How Legal Helpline Could Help You If You Suffered Anxiety After A Car Accident

Our panel of solicitors is dedicated to helping victims of third-party negligence receive the right level of compensation for their suffering. With up to thirty years of experience, our expert panel could assist you through the claims process and provide you with free, impartial advice about your case.

A legal representative will help you gather as much supporting evidence as possible to strengthen your claim and provide you with regular updates about your case via telephone, email or post. To see whether you could be eligible for compensation for anxiety after a car accident, please call an adviser from our team today for a free, no-obligation consultation.

No Win No Fee Claims For Anxiety After Being In A Car Accident

You may have heard the term “No Win No Fee” used in conjunction with accident claims in the past. But what exactly does it mean and how could you benefit from it? Simply put, a No Win No Fee agreement is a contract that sets out the terms and conditions of the contract. If your personal injury claim is successful, then your solicitor will deduct a small percentage from the final settlement amount known as a “success fee”.

One of the main benefits to using a No Win No Fee agreement, however, is that in the event that your claim is unsuccessful, you will not be held accountable for your solicitor’s legal fees. This means that the financial risks associated with pursuing a personal injury claim are significantly reduced in comparison to conducting a claim on your own accord.

If you have any questions about how else you could benefit from a No Win No Fee agreement, please contact an adviser from our expert team.

Compensation for Anxiety After a Car Accident FAQs

Here are some questions about these types of claims that are commonly asked by claimants.

Can you claim for anxiety after a car accident?

Providing you have valid grounds to claim for your car accident, such as another road user driving negligently, you could claim for any anxiety you suffered as a result.

How much compensation for anxiety after a car accident will I be awarded?

This is an amount that will be unique to your circumstances. Each claim is different. The best way of getting a more accurate idea is to get in touch with us directly for a valuation.

You can do this using the contact information at the top and bottom of this article.

Should I use an anxiety compensation calculator?

You may be wondering if an anxiety compensation calculator can help you figure out how much compensation for anxiety after a car accident you could claim. However, you should know that the results of these calculators aren’t always accurate. You can contact our advisors for a free estimation of what your whiplash or anxiety claim could be worth.

Can I make a personal injury claim for depression?

Any negative impact on your mental health that was caused by another road user’s negligent behaviour may be considered eligible for compensation.  For example, if your injuries lead to an inability to walk, then this could impact your quality of life and lead to depression.

How much should I settle for after a car accident?

The way in which compensation is calculated means it’s impossible to give any average figures. As payouts are valued according to the severity of damage suffered by the claimant, each case is different so must be assessed individually. For a free assessment, please contact one of our advisors today.

Start A Car Accident Anxiety Claim

To begin your claim today, simply consider the communication methods below. Our lines are open 24 hours a day, 7 days a week with a friendly adviser waiting to take your call. We offer free, no-obligation consultations to all our potential claimants and impartial advice about what steps to take following an accident.

  • Call Today: An adviser can be reached on 0161 696 9685
  • Online Enquiry: If you would like to enquire about your circumstances online, please click here to fill out a form
  • Call-Back: If you would like an expert to call at a time that suits your schedule, click here

Mental Health And Claims Guides

MIND For Better Mental Health
Information on anxiety and panic attacks, including possible causes.

Do I Have An Anxiety Order?
If you are concerned about whether you may have an anxiety order, read this guide for more information.

Vehicle Insurance GOV
If you were in a car accident, read this guide to find out what details you may need to provide to an insurance company.

Check out more of our car accident claims guides below:

Thanks for reading our guide on how much compensation for anxiety after a car accident it’s possible to claim for.

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