Car Accident Claims – How Much Compensation Can I Claim?

Request a free call back and get free advice!

Unfortunately, car accidents happen every day in the United Kingdom. There are many reasons why such incidents occur. This includes accidents due to drivers that were using their phone, drivers that were speeding, unmarked roadworks, drivers falling asleep at the wheel, those under the influence of alcohol, and much more. So long as the accident in question was not your fault, you will be entitled to compensation. For everything you need to know, simply read on.

Jump to a Section

A guide to car accident claims

Car Accident

Car Accident

If you have been involved in a car accident that was not your fault, there is a very high chance that you will be entitled to compensation. It is important that you get the payout you deserve, and this guide will help you to do so. We reveal everything you need to know about the claims process. This includes advice on gathering evidence, how to begin a claim, the different types of claims – including car accidents claims whiplash and other injuries, as well as the average payout received for such cases. If you still have some questions by the time you have finished reading this comprehensive guide, please do not hesitate to give us a call for more information. We would be delighted to help you in any way we can.

What is a car accident?

A car accident is any type of incident involving one or more vehicles. This could be a crash whereby two cars collide or it could be an incident whereby a car spins out of control and crashes into an object next to the road. Crashes may also include motorbikes and bicycles. When it comes to claiming, the only determining factor is whether or not you were to blame for the incident. If you weren’t, you will be able to claim.

What to do if you are involved in a car accident causing injury

If you have been involved in a car accident that has caused you an injury, you need to take the necessary steps to get the evidence required. This includes the following:

  • Take photos – Take photographs of the scene, as well as your injuries, if applicable. In most road traffic accidents, there will be some damage to the surrounding area, so it’s a good idea to capture this on your smartphone.
  • Get witness contact information – Witness statements can be very beneficial when launching a claim. Get the names, addresses, and telephone numbers of any witnesses.
  • Get the details of the perpetrator – Not only should you get their contact information, but also make note of the make and model of their vehicle, as well as the registration plate. Of course, if you were involved in a car accident hit and run you won’t be able to do this, but don’t worry, as you can still claim.
  • Keep proof of expenses – Keep proof of any out of pocket expenses you wish to claim for, including loss of income, travel costs, medical expenses, and the cost of counselling. You can claim for these, but only if you have proof!
  • Make note of everything that happened – This will make sure you don’t forget anything important later down the line.
  • Report the accident to the police – This is especially important if the accident is serious or the cars involved are causing a risk due to where they are positioned. It’s also beneficial because it ensures there is an official record of the accident.

How to begin a car accident claim

If you want to make a claim, all you need to do is give us a call. We have experience in claims for car accidents involving bicycles, car accidents involving motorcycle, as well as those involving pedestrians, and all other types of claims too. We will talk you through the process that is entailed and give you all of the advice you need. We always begin our service with a free consultation, so you can ask questions and we can get to know your case too. We also handle all cases on a No Win No Fee basis and we can arrange a local medical for you if needed. You may be wondering car accident compensation how long does it take? Well, every case is different, so it is difficult to say, but our advisors will definitely give you an estimation.

Fatal car accident claims

Fatal car accidents are extremely distressing for everyone involved, especially the family of the deceased. If your loved one died in a car crash, you may be able to claim compensation on their behalf. You can also claim for loss of protection, care and companionship. If you were financially dependent on the person that has passed away, this will be taken into account and reflected in the car crash compensation payouts awarded.

Car accident at work claims

If you have been involved at a car accident at work and you believe your employer is to blame, you can make a compensation claim. We have helped many people to get workplace accident compensation. Your employer will be to blame if they have acted in a manner that means they have jeopardised the workplace and, therefore, they have not fulfilled their legal responsibility to provide a safe and healthy work environment. For example, they may have failed to carry out routine maintenance on vehicles, they may have encouraged you to drive in unsafe conditions, or they may have not provided the required training.

What to do in a car accident that’s your fault?

If you have been involved in a car accident that was your fault, you will not have the basis for a compensation claim. However, car accident claim payouts can be awarded if you were only partially to blame. But, please note that the payout will be lower to reflect your involvement.

Car accident involving children what to do?

We have lots of experience in car accidents children claims. If your child has been involved in a car accident, you can claim on their behalf as their parent or guardian. Alternatively, your child has the option to claim once they turn 18-years-old. They will have three years to do so from the date of their 18th birthday.

What can be claimed for after a car accident causing injury?

If you have been involved in a car accident that was not your fault, you can claim for the following:

  • General damages – This will cover the injuries you have sustained.
  • Loss of earnings
  • Medical expenses
  • Care claim – If you have required help around the house while you recover, the person that cared for you can file a care claim.
  • Travel expenses

Car accident statistics UK

As you may expect, the statistics regarding car accidents don’t make great reading, with a significant number of incidents every year. Take a look at the graphics below:

Courtesy of

Courtesy of

The most common types of car accident injuries

There are many different injuries that can happen as a consequence of a car accident. Virtually any part of the body can be impacted, and injuries can range from minor to severe.

Here are some of the most common type of car accident injuries:

  • Psychological injuries – Drivers and passengers can often experience long or short-term psychological injuries after a car crash. This includes depression, persistent anxiety, posttraumatic stress disorder, and emotional distress. This can severely impact a person’s life, and they are to be taken just as seriously as physical injuries.
  • Internal injuries – The impact of a car crash can result in internal injuries to the aorta, heart, lungs, liver, spleen, kidneys, or bowels. Fractured ribs are also quite common, and can often cause punctures to other internal organs including the lungs. Internal injuries need to be treated immediately, as they are often life threatening.
  • Facial injuries – Injuries to the face can often occurring during a car accident. Such injuries can happen due to shattered glass, car seats, the side window, windshield, airbag, dashboard or steering wheel. These injuries range in severity. They include serious dental injuries, severe disorders impacting the jaw, fractures, lacerations, bruises and scrapes.
  • Back injuries – The lower back tends to be where most of the damage happens when it comes to back injuries from car crashes. This includes fractured vertebrae, herniated discs, strains and sprains. These injuries can limit your mobility and result in pain. Some back injuries may not appear straight away and the symptoms may come later.
  • Spinal cord injuries – Spinal cord damage occurs when ligaments, disc material, or displaced bone fragments tear or bruise into the spinal cord tissue. This destroys axons, which are the part of our nerve calls that carry signals up and down the spinal cord between the body and the brain. People often experience loss of feeling or function when they get spinal cord damage.
  • Neck injuries – Whiplash is one of the most common injuries sustained from a result of a car crash. We handle many whiplash claims on a regular basis. However, it is not the only neck injury that car crash victims encounter. Disc injury and cervical dislocation can also occur.
  • Head and bran injuries – Needless to say, brain injury is one of the most debilitating and unfortunately common injuries passengers and drivers experience. Depending on the extent of the brain damage and the area impacted, symptoms can be either classed as severe, moderate, or mild.

Please note that you can claim irrespective of the type of accident you have sustained. To claim you simply need the following to be true:

  1. Car accident claim not my fault for the accident – someone else must be to blame
  2. The incident must have occurred within the past three years
  3. You have seen a medical professional for your injuries

How much compensation will I get after a car accident causing injury?

You may be wondering how much compensation you will receive for your claim. This is something most clients are, understandably, eager to find out. Frustratingly, it is simply not possible to give you a fully accurate figure. No solicitor should ever promise you a certain amount of money, as they cannot guarantee they will be able to fulfil this. This is due to the fact that all road traffic accident claims are unique, and there are so many factors that come into consideration. You might have even used a car accident compensation calculator. It’s important to stress that car accident claims calculator tools only ever provide a very rough estimate, so please do not rest all of your hopes on this.

This does not, however, mean that you cannot get a good understanding of how much money you may receive. This is something we would be more than happy to assist you with. In the table you see further down, we reveal the average compensation for car accident injuries. If you cannot see the specific injury that pertains to your case, don’t hesitate to ring our team and we will provide further information.

Compensation typeCommon compensation amountNotes
Mental anguish£3,550Expectation of end of life and fear of death.
Loss of companionship, protection and care for family members£2,000 - £100,000The loss level encountered drives this payout amount. In some circumstances, you may be awarded a higher amount than is stated in the left-hand column.
Benefits (Loss of)£5,000 - £500,000This is designed to cover any income you have actually lost. In some circumstances, you may be awarded a higher amount than is stated in the left-hand column.
Loss of anticipated earnings£10,000 - £400,000If you are likely to miss more work in the future, you can claim for loss of anticipated earnings. This is based on your future earning potential as well as your current rate of pay. In some circumstances, you may be awarded a higher amount than is stated in the left-hand column.
Pain and suffering £1,000 - £200,000The level of suffering and pain you have experienced will determine how much compensation you are awarded.
Funeral costs£3,000 - £10,000In some circumstances, you may be awarded a higher amount than is stated in the left-hand column.
Minor level of back injuries Several hundred pounds - £9,500If you expect to make full recovery within a matter of months, you will receive a lower payout. Otherwise, a variety of factors are considered. This includes how severe the original injury is, the consistency of the symptoms, the degree of pain experienced, and the extent of any treatment required.
Moderate level of back injuries£9,500 - £29,475The maximum award is for situations whereby residual disability occurs, but not to the extent whereby it can be classed as severe. Lower payouts are for those who have suffered from muscle or ligament disturbance, which can result in injuries to soft tissues and backache.
Severe level of back injuries£53,000 - £122,350The highest payout is for the most severe injuries, which tend to be those including spinal cord and nerve root damage. If you have suffered a soft tissue injury, disc lesion, or disc fracture, which causes a chronic condition, you will be paid one of the lower payouts of this bracket.
Minor neck injuriesA few hundred pounds - £6,000If you expect to make good/full recovery within a matter of months, you will receive a lower payout. Otherwise, a variety of factors are considered. This includes how severe the original neck injury is, the consistency of your symptoms, how intense the neck pain is, whether the injury is impacting your daily life or working ability, what treatment you require, and the medication you need to control pain and discomfort, if required.
Moderate neck injuries£6,000 - £19,000You will receive one of the higher payouts of this bracket if you experience a fracture or dislocation that causes instant severe symptoms. The lesser payouts are those that have sustained neck injuries that cause a pre-existing condition to get worse.
Severe neck injuries£34,575 - £112,750The highest payout is awarded if you have incomplete paraplegia or you have sustained permanent spastic quadriparesis. At the other end of the scale. You have the lower payout, which is for fractures, dislocations, and severe damage to soft tissues.

No Win No Fee car accident claims

One of the major benefits of the service we offer is that we operate on a No Win No Fee agreement for our clients. If you are wondering what this means, then we will be glad to explain. if we do not secure compensation for the injuries that you have encountered, you will not need to pay for our services out of your own pocket. This means that you only need to pay once you have compensation to cover the bill. This makes a massive difference, as it means there is not any financial risk associated with using our service. Instead, you can be safe in the knowledge that you will never find yourself in the awful situation that you have a massive legal bill but your claim has been unsuccessful. This also means that anyone can launch a road traffic accident claim, irrespective of their current monetary situation.

Why choose us as your claims service for your car accident claim?

We know that it can be difficult to decide on the best personal injury firm for you. After all, there are many different options to choose from today. Nevertheless, we promise to deliver a first-class service to a standard that you will not find anywhere else. We have experience spanning several years in the industry, having worked on hundreds of personal injury cases before. We truly believe we are the best car accident claim company you will find. You can be sure that we will have secured compensation for many personal injury victims that experienced a similar accident to you, giving you great peace of mind.

You can also be certain that we will always put your needs first. We are not a heartless business that is merely focused on making a profit. We want to make a difference. We take each case personally and we work hard to ensure that you always get the maximum amount of compensation possible. We work efficiently and effectively, ensuring you have the ability to focus solely on your recovery.

Call for free advice and to start a claim

Legal Helpline are a Claims Management Company and could help with your claim. Getting in touch with us is easy. All you need to do is dial 0161 696 9685. You will speak to one of our experienced and friendly advisors. They will reveal what is involved in the car accident claim process, give you a realistic assessment of your case, and answer any queries you have. There’s really no easier way to get started on making a claim.


Helpful links

GOV – If you’ve been in an accident

This link takes you to the UK Government website, where you will find information on what to do if you are in a car accident. This also includes details on driving abroad, uninsured vehicles, and driving without insurance.

GOV – Accident and safety stats

Here you will find plenty of information regarding official road accident and safety statistics in the UK. The majority of the statistics are based on police reports.

The Road Traffic Act

For more information regarding the Road Traffic Act 1998, including any changes to the legislation, check out this link.