Mental Health Compensation Calculator – How Much For A Psychological Injury?

By Danielle Graves. Last Updated 3rd January 2024. In this online guide, we are going to look at how to use a mental health compensation calculator. Additionally, we will cover some of the reasons why you might want to make a claim for harm caused to your mental health.

You may assume that if you have been injured in an accident, for example, a car accident or accident at work, you can only claim for the physical injuries that the incident has caused you. However, this is not the case.

Psychological injury

Psychological injury claims guide

You can make a personal injury claim for the mental injuries that your accident has caused you. Mental injuries can be debilitating and might stop you from being able to live your life as you did before.

We can’t hope to cover every possible combination of circumstances that could lead to a claim in this guide. However, we can still answer any more questions that you may have after reading this guide. You can call 0161 696 9685 and speak to one of our claims experts, or get in touch with us online. They can help you further.

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Psychological Injury Compensation Calculator

In this section, we explain how your compensation may be calculated in a successful claim. Factors that could influence a payout include the type of psychological injuries you’ve sustained and their severity.

The table below shows injuries and related figures taken from the Judicial College Guidelines (JCG). Legal professionals use these guidelines to help value general damages. The amounts are taken from the 2022 edition of the JCG, which is the latest publication. It should be noted that the top row is not from the JCG.

Type of InjurySeverity of InjuryCompensationAdditional Info
Multiple severe injuries and illnesses plus expensesVery seriousUp to £250,000You could be awarded compensation for one than one very serious injury or illness and any financial losses that occurred as a result, such as lost earnings and therapy costs.
Psychological damageSevere£54,830 to £115,730This bracket would include marked problems with respect of a range of factors including life and education.
Psychological damageModerate to severe£19,070 to £54,830While there will be significant problems relating to various factors, there will be a better prognosis than in cases above.
Psychological damageModerate£5,860 to £19,070In this bracket, marked improvement will have been made and there will be a good prognosis.
Psychological damageLess severe£1,540 to £5,860The amount of compensation within this bracket will depend on things like how badly the injured person had their sleep affected.
PTSDSevere£59,860 to £100,670No function at the pre trauma level.
PTSDModerately Severe£23,150 to £59,860A better prognosis following professional help.
PTSDModerate£8,180 to £23,150Cases of large recovery with no majorly disabling effects remaining.
PTSDLess Severe£3,950 to £8,180A full recovery within one to two years.

As noted, these figures relate to general damages, one of the two possible heads of a claim. General damages compensate you for the suffering caused by your injuries. Special damages, the other potential head of claim, address any possible financial impact caused by the accident and your injury. This could potentially cover lost income, transport costs and counselling or treatment charges.

You may consider using an online mental health compensation calculator to value your psychological injury claim. However, a psychological injury compensation calculator may not be able to take into account every factor of your case, such as financial loss. For an accurate evaluation, contact our advisors today.

Special Damages

Psychiatric injury compensation settlements may be divided into two heads of claim. In this section, we’ll focus on what else you may be compensated for other than general damages.

Special damages may be included in a mental health compensation payout if you have suffered any financial harm or loss due to your injuries. This also includes future monetary losses.

We’ve featured some examples of special damages below:

  • Loss of earnings
  • Care expenses
  • Travel costs
  • Medical expenses

An anxiety compensation calculator may not be able to take your special damages into account when valuing your claim. To find out what psychiatric injury compensation amounts you could be owed, call our advisors at a time that best suits you.

What Are Psychological Injuries And When Could I Claim?

A psychological injury is damage to your mental health, such as post traumatic stress disorder (PTSD) or depression that has occurred as a reaction to an incident. There are various ways a psychological injury could occur, including as the result of an injury, an accident without a physical injury or as a witness to an accident.

You may be able to seek personal injury compensation for damage to your mental health if you can prove:

  • A liable party owed you a duty of care.
  • They breached this duty.
  • You suffered harm to your mental health as a result.

An accident that can result in a mental injury could occur while at work, in a public place or on the roads.  Additionally, mental health claims may also consist of compensation for a physical injury. However, if you only suffered a mental health injury as a result of the incident, you could claim for this alone. For example, you may break your leg in a road traffic accident and develop PTSD. Both injuries could be included in the same claim.

Alternatively, you may develop generalised anxiety disorder after witnessing a colleague’s accident at work. You might be able to claim if you can prove that your employer owed you a duty of care and a breach in this resulted in your mental health injury.

As each claim is different, a psychological injuries compensation calculator may not consider every aspect of your claim when providing a figure. For example, if you suffered a physical injury in the same incident that caused your mental health damage. If you would like a more accurate figure for what your claim could be worth, contact an advisor from our team.

Significant Disability

Damage to your mental health can result in significant disability.

Is There A Personal Injury Claims Limit?

You may be wondering ‘how long do I have to make a psychological injury claim?’. In order for a personal injury claim to be valid, you must ensure it meets the eligibility criteria. As mentioned, this is proving that a breach of duty caused you harm. Also, you need to ensure you start your claim within the time limit. This time limit is set out by the Limitation Act 1980, which states that you generally have three years to start a personal injury claim. This can start on the date of your injuries.

For claimants under the age of eighteen, the time limit is frozen. While the time limit is frozen, a litigation friend that has been appointed by the courts can claim on their behalf. Otherwise, the time limit reinstates on the claimant’s eighteenth birthday and runs until they turn 21.

The time limit is suspended indefinitely for those who lack the mental capacity to make a claim for themselves. If they recover the required mental capacity to make a claim, then the time limit will reinstate on the date of recovery. Otherwise, a litigation friend can make the claim on their behalf while the time limit is suspended.

To find out if you could be entitled to a mental health compensation payout, or to learn more about time limits in personal injury claims, contact our team today.

How Could A Mental Health Compensation Calculator Help Me?

If you are suffering from stress, anxiety, or other mental health injuries as a result of third-party negligence, you may be interested in making a claim. In this case, a mental health compensation calculator could be of use to you.

Using a psychological injuries compensation calculator can help give you a broad idea of what you could receive in general damages should you make a successful claim for anxiety, stress, or PTSD.

However, there are some things a claim calculator cannot take into account. For example, a compensation calculator may not account for the special damages head of your claim.

To learn more about what you could claim for and how a personal injury calculator could help you, contact our team of advisors today.

Claim Compensation

Claim compensation for post traumatic stress disorder.

What Steps Do I Need To Take To Prove My Claim?

Following the diagnosis of mental health injuries, such as post-traumatic stress disorder or emotional distress you may wish to make a claim. Collecting sufficient evidence is a vital step for any personal injury claim. The steps you take following an incident that resulted in psychological trauma can help support your personal injury claim.

Examples of what you can do following an incident that caused emotional distress include:

  • Seek help from medical professionals. If you seek medical attention for your mental injury, you can submit your medical records as evidence. These can help illustrate the nature of your emotional distress and the treatment you require.
  • Collect witness contact information. Anyone who witnessed the incident that resulted in your psychological injury can provide a statement at a later date. For example, if you were injured in a road traffic accident, you can note the contact details of anyone who saw it, even if you didn’t suffer physical injuries. You can claim compensation for psychological injuries without physical damage.
  • Gather accident images and footage. Any pictures or videos of the incident that resulted in your psychological injuries can be useful when making a compensation claim. These can range from pictures of an item that caused your injury, such as faulty work equipment, or video footage of your accident taking place, such as from CCTV.
  • Keep details of your financial losses. If you would like to recover your financial losses incurred as a result of your emotional distress or other type of psychological harm, you should save proof of these. For example, an invoice for a psychiatrist for any therapy you have needed for your mental injury.
  • Speak with a personal injury solicitor. If you would like to make a mental health claim, you may wish to seek advice from a solicitor. A solicitor can help ensure that your case for psychological injuries is filed within the limitation period and can also help you gather vital supporting evidence.

For free advice on the evidence you could collect for your specific claim, you can speak with a member of our advisory team. They could also help answer any questions you may have about how to use a mental health compensation calculator.

Psychological Injuries

Treatment for psychological injuries could include medications and therapy.

Make A Psychological Injury Claim With A No Win No Fee Solicitor

Our panel of expert solicitors are here to help if you would like to make a psychological injury claim. They can help you claim for a mental health compensation payout on a No Win No Fee basis by offering their services through a Conditional Fee Agreement (CFA).

With a CFA, a solicitor can guide you through the psychological injury claims process without asking for any upfront or ongoing fees. For example, they can help you gather evidence, ensure that all areas of your claim are considered, and provide more information on PTSD compensation amounts.

If your claim succeeds, your solicitor will take a success fee from your compensation. This fee is a small percentage of your award that has a legislative cap, ensuring that you keep the most of what you receive. However, if your claim fails, then your solicitor will not take this fee.

To find out if you could be eligible to work with a solicitor from our panel on a No Win No Fee basis, get in touch with our team of advisors.

Win No Fee Solicitor

Your claim can be supported by a No Win No Fee solicitor from our panel.

Contact Our Team For Help Using Our Mental Health Compensation Calculator

You may have decided that, rather than use a mental health compensation calculator to value your claim; we can help you with this. You can call our claims team, and they can provide you with important facts such as the personal injury claims time limit that will apply.

They can also help you to arrange for a solicitor to value your claim for you. You can use the information below to get in touch with us. Our team of advisors will be ready and waiting to provide you with the free legal advice you need.

You can get in touch by:

Useful Mental Health Resources

Here are some links to some of the other claims guides we have published on this website.

How To Claim For Medical Negligence

Claiming For A Child Brain Injury 

Making A Claim For Sexual Abuse

And here are a few links to other websites that have some useful information.

Statutory Sick Pay (SSP) Explained 

The Mental Health Act- NHS Guide 

NHS- Therapies and Counselling

Other Guides You Can Check Out

Written by MW

Edited by FS