Calculating Bicycle Accident Claim Payouts Explained

Have you been injured as a cyclist in an accident because another road user, such as a driver, breached their duty of care? If so, you might be eligible to make a personal injury claim and seek compensation. Throughout this guide, we discuss the eligibility criteria that need to be met for you to have valid grounds to pursue legal action as well as how bicycle accident claim payouts awarded in successful claims are calculated. 

Additionally, we discuss the duty of care road users owe one another and how a breach could potentially lead to you suffering harm as a cyclist. You can also find information on how to prove a cycle accident claim with different types of evidence.

Finally, we discuss the benefits of working with a No Win No Fee solicitor and the terms under which they could offer their helpful services.

Our team can help you with any questions you have regarding your potential claim. To get in touch with them for free advice, you can:

  • Call now on 0161 696 9685
  • Speak with an advisor via our Live Chat pop-up.
  • Fill out our online ‘Contact Us‘ form.

A man sat at a table filled with money from bicycle accident claim payouts.

Select A Section

  1. How Are Bicycle Accident Claim Payouts Calculated?
  2. Who Could Claim Bicycle Accident Claim Payouts?
  3. Examples Of How Negligence Could Lead To Bicycle Accident Claims
  4. How Do You Prove Your Cycling Accident Claim?
  5. Claim Compensation For A Cycling Accident With A No Win No Fee Solicitor
  6. Further Resources On Making A Personal Injury Claim

How Are Bicycle Accident Claim Payouts Calculated?

When calculating bicycle accident claim payouts, consideration is given to many factors including:

  • How severe the injuries caused are.
  • The treatment needed and whether considerable medical care was needed and will continue to be needed in the future.
  • The recovery period.
  • How much the injuries have impacted your overall quality of life.

As such, awards can vary on a case-by-case basis with more serious injuries typically being awarded more compensation. Generally, though, settlements awarded in successful personal injury claims can consist of up to two heads of loss. These are general damages and special damages. 

Firstly, general damages compensate for the pain and suffering you have experienced due to your injuries. This can either be physical injuries, mental injuries, or both. To calculate this head of loss, reference can be made to a document called the Judicial College Guidelines (JCG) which contains a list of guideline award brackets corresponding to different injuries varying in severity level.

Furthermore, you might be invited to attend an independent medical assessment as part of the claims process. In doing so, a medical report detailing the full extent of your injuries can be generated and used alongside the JCG to help value the general damages portion of your payout.

Compensation Table

The following table contains figures from the JCG, apart from the first entry. Please only use the figures as a guide because compensation amounts will vary depending on the unique circumstances of your case.

InjurySeverityNotesGuideline Award Brackets
Very Severe Multiple Injuries With Financial LossesVery SevereCompensation for the mental and physical impacts of multiple injuries of a very severe nature as well as any financial losses incurred, such as lost income, travel costs, and medical expenses.Up to and above £1,000,000
Brain DamageVery SevereThe person needs full-time nursing care due to poor language function, double incontinence, and little evidence, if any, of the person being able to meaningfully respond to their environment.£282,010 to £403,990
ParalysisParaplegiaThe award given will depend on different factors, such as the degree of independence as well as the person's age and life expectancy.£219,070 to £284,260
BackSevere (i)Spinal cord and nerve root damage.£91,090 to £160,980
Amputation of ArmsLoss of One Arm (i)Amputation at the shoulder.Not less than £137,160
Leg Amputation (iv)Below-knee amputation of one leg. £97,980 to £132,990
Foot Amputation of One FootDue to the loss of the ankle joint, this claim is treated similarly to a below-knee amputation.£83,960 to £109,650
Other Arm InjuriesPermanent and Substantial DisabilitySerious fracture in one or both arms. It will result in a significant permanent disability, either cosmetic or functional.£39,170 to £59,860

Special Damages In Cycle Accident Claims

Special damages seek to compensate for any finances incurred due to the accident in which you were injured. Some examples of the costs you could claim back under special damages are:

  • Due to the nature of your injury, you have had to take taxis or buses to the hospital for treatment because you can no longer ride your bike or drive. Keeping a receipt/evidence of these travel expenses could help you claim them back.
  • You suffered broken bones in the accident, meaning you must take time off work. This results in a loss of earnings, meaning you struggle financially for the time you are off. You could claim these lost wages back if you provide payslips to prove the loss.

Call our team on the number above to discuss what other monetary losses you could potentially be compensated for, such as medical costs and domestic care costs. They can also provide a free valuation of your claim and help you understand what you could potentially be owed.

A calculator showing the words 'compensation' used as a bicycle accident compensation calculator.

Who Could Claim Bicycle Accident Claim Payouts?

All road users must follow the Highway Code and the Road Traffic Act 1988 in order to uphold their duty of care. This duty requires them to navigate the roads in a way that prevents themselves and others from experiencing harm in a road traffic accident, such as a car accident, cyclist accident, or pedestrian accident.

In order to claim compensation and make a personal injury claim, you must prove negligence occurred. Negligence, in tort law, means the following:

  1. You must prove that you were owed a duty of care by another road user. This could be a car driver, bus driver, or motorcyclist.
  2. The other road user then breached this duty. 
  3.  You then sustained an injury from this accident. This could be a physical injury, such as a back injury, broken leg, or sprained ankle, and/or a psychological injury, such as post-traumatic stress disorder (PTSD) or anxiety. 

If you can prove all of the above, you have valid grounds to start a claim. However, you must also make sure that you make your claim within the time limits set out in the Limitation Act 1980. This is generally three years from the accident date. However, exceptions can apply in some circumstances, such as if the person is under 18 or they lack the mental capacity to start legal proceedings themselves.

To discuss your specific case and find out whether you’re eligible to seek bicycle accident claim payouts and how much compensation could potentially be awarded, call our team on the number above.

Examples Of How Negligence Could Lead To Bicycle Accident Claims

Bicycle accident claims are a type of personal injury claim made after cycling accidents and bicycle accidents in which a cyclist has been injured because of another road user breaching their duty of care. Examples of how a bicycle accident could occur leading to injury include:

  • You may have been a cyclist hit by a car due to the driver failing to check their blind spot before pulling into the road. As a result, you may have sustained a head injury and broken bones, such as a broken pelvis, in a cycling accident.
  • When crossing on a toucan crossing, you may have been hit by a bus driver who failed to stop. As a result, you may have sustained a serious spinal injury leading to paralysis as well as PTSD due to the life-changing impact of the harm you suffered.

Call our team to find out more about cycling accident claims and whether you could seek compensation after being injured as a cyclist in an accident caused by another road user failing to adhere to their duty of care.

A cyclist with a head injury receiving medical care.

How Do You Prove Your Cycling Accident Claim? 

In order for bicycle accident claim payouts to be awarded, you must be able to prove that another road user did not uphold their duty of care and caused you to sustain cycling injuries. There are types of evidence you can collect following an accident to help support your claim. For example:

  • Medical evidence – Following a bicycle accident, you should get any injuries checked out and treated by a professional. This could be at A&E or with your GP, depending on the severity of your injury. Requesting a copy of reports showing any medical treatment or diagnosis you received can be used as evidence that you sustained an injury from the accident.
  • Evidence of the accident – You will need evidence of where and how the accident occurred and who was responsible. If there was CCTV footage in the area, you could request a copy of this. Additionally, if any photographs or videos were taken of the accident and your injuries, these could also be used as evidence.
  • Witness contact details – Additionally, if there were any witnesses to the accident, their statements will be viable evidence in your claim. Ensure you note their names and contact details so a statement can be taken from them later.

A cycle accident solicitor from our panel could assist with building your case and helping you gather evidence. They have experience handling different types of personal injury claims and can guide you through the various stages involved in seeking bicycle accident compensation.

Read on to learn how they could offer their helpful services for your cycling injury claim. Alternatively, call an advisor to see if you could be connected with an expert solicitor from our panel so they can begin working on your case.

Claim Compensation For A Cycling Accident With A No Win No Fee Solicitor

Our panel of solicitors can help you pursue a personal injury claim and help you seek bicycle accident claim payouts to address the impact your injuries have had on you. They can offer their helpful services via a type of No Win No Fee agreement, known as a Conditional Fee Agreement (CFA). Many claimants choose this particular arrangement for its benefits, such as:

  • There are no fees to pay your solicitor for them to begin working on your cycling accident claim or as they continue working on your claim while it’s in progress.
  • There is no obligation to pay for your solicitor’s services if your case is not successful.
  • If your case succeeds, there will be a success fee taken from your compensation. This is taken as a percentage with a legal cap, however, ensuring you keep the majority of what is awarded to you.

You can speak with our advisors for more information regarding your potential compensation claim. They can assess your case for free and determine whether you’re eligible to have an experienced solicitor from our panel represent your bike accident claim. To get in touch, you can:

  • Call now on 0161 696 9685
  • Speak with an advisor via our Live Chat pop-up.
  • Fill out our online ‘Contact Us‘ form.

A bike laying damaged in the middle of a road.

Further Resources On Making A Personal Injury Claim

For more helpful articles:

For additional information:

If you have any other questions related to bicycle accident claim payouts and when you could be eligible to make a personal injury claim, call our team using the number above.